Premium stock quality scanner · NSE / BSE

Research every stock like a business owner, not a headline reader.

Tenet reads a company’s fundamentals — returns, debt, cash conversion, margins — and returns one honest verdict, with all of the evidence behind it left open for you to check.

Scan 5 stocks free How the score works

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Financify ScoreExample scan

0/100

A+ Honey Quality

Compounder Candidate

High returns on capital, low leverage, and profits that keep showing up as cash.

Confidence · High

The problem

Tenet exists for the gap between a tip and a filing.

Most retail money moves on a headline, a screenshot, or somebody’s tip.

The numbers that decide whether a business is actually worth owning — return on capital, debt load, whether reported profit converts into cash — sit in filings nobody opens. Tenet is the second opinion you consult before you commit real money: structured, fundamentals-first, and willing to tell you when the data isn’t good enough to judge.

01 — The Financify Score

One number, and everything underneath it.

82 – 100A+ Honey Quality
70 – 81A Quality Watchlist
55 – 69B Selective Study
40 – 54C Caution Zone
0 – 39D Weak Honey

0–100, computed from fundamentals only. When too many inputs are missing, Tenet returns Insufficient Data rather than a guess.

Above the score sits a plain-English classification, each with its own confidence level — High, Moderate or Low — and a short explanation of what it actually means.

Compounder Candidate

Confidence · High

Strong Business, Selective Study

Confidence · High

Cash-Flow Concern

Confidence · Moderate

Highly Leveraged

Confidence · Moderate

Improving or Mixed Business

Confidence · Moderate

Weak Quality

Confidence · Low

“Profits on paper aren’t showing up as cash. Worth understanding why before going further.”
Cash-Flow Concern · verdict text

02 — The evidence layer

Nothing is a black box.

The score is the summary. Under it, four connected views build the case — and let you disagree with it.

Quality filters

Every fundamental test resolves to pass, watch, fail, or missing data. This is the evidence the score is built from.

Return on EquityPass
Return on Capital EmployedPass
Return on AssetsPass
CFO / PATWatch
Debt to EquityPass
Operating MarginPass
Cash flow conversionFail

SWOT

Strengths, weaknesses, opportunities and threats generated from this company’s own filter results and score — not a template.

Strengths

Consistent ROCE above peer median

Weaknesses

Cash conversion trails reported profit

Opportunities

Deleveraging improves return on equity

Threats

Margin pressure in a cyclical downturn

Each point traces back to a filter result, so you can check the reasoning rather than take it on trust.

Valuation

PE, PEG, Earnings Yield and EV/EBITDA benchmarked against industry peer medians, plus Graham Number and intrinsic value comparisons, and a dedicated dividend yield verdict.

PEPEGEarnings YieldEV / EBITDAGraham NumberDividend Yield

Peer benchmark

The company set against its real industry peers, closed out with a written verdict instead of a table you’re left to interpret alone.

This company86

Peer median61

Weakest peer38

03 — Ask Themis

An assistant that refuses to tell you what to buy.

Themis answers grounded questions about the specific company in front of you. It will not give buy or sell calls, price targets, or trading advice. That restraint is deliberate — a research aid is worth more to you than a tip sheet.

Themis also powers the one-click auto-fill for the 15-question Conviction Checklist.

Themis

Why is cash conversion flagged here?

Reported profit has grown faster than cash from operations, so the CFO/PAT filter is on watch. That gap usually traces to receivables or inventory. It’s worth reading the cash flow statement before drawing a conclusion.

Should I buy it?

I don’t give buy or sell calls. I can walk you through the filters, the valuation view, or the peer comparison so you can make that call yourself.

04 — Personal track record

Were your calls actually right?

Every verdict you log in the Decision Journal is checked against what the stock’s price actually did afterwards — over 0 return windows, benchmarked against the Nifty, broken down by verdict bucket. Not the product’s track record. Yours.

Your verdicts Nifty

1 month+4.2%

3 months+11.6%

6 months+18.4%

1 year+27.9%

Illustrative view of the track record layout. Your numbers come from your own logged verdicts.

Decision Journal

Log your own verdict on every stock you scan. Over time it becomes a record of how you actually think.

Verdict buckets

Performance is split by the call you made, so a good average can't hide a bad habit.

Nifty benchmark

Every window is measured against the index, because beating nothing isn't a result.

05 — The full toolkit

Grouped by where you are in the research.

Go deeper

Conviction Checklist

15 qualitative questions on moat, management and position. Standard and Pro.

Filter Explorer

Every individual filter, and exactly why it passed, failed, or lacked data.

Raw Data

The full underlying financial grid, for verifying everything yourself.

Make it yours

Investor Fit

Your strategy profile matched to the filter results: strong, moderate or weak fit.

Manual Entry

Paste your own numbers when a company can't be auto-fetched, get the full treatment.

Themes

Refined light mode, automatic night mode from 10pm to 6am, and Gotham mode.

Keep at it

Watchlist

Track companies over time without re-running a full scan each visit.

Scan Streak

Consistency, tracked. It rewards doing the research, not chasing trades.

PDF Reports

Export any scan as a clean, shareable report.

Installable

Installs like an app. No app store involved.

Tenet installs to your phone or desktop in a tap and keeps working offline for data you’ve already loaded.

Your research, protected

Premium output stays yours.

The dashboard disables printing, copying and right-click on premium research output — so what you pay for isn’t casually screenshotted and passed around. When you do want to share it, export the PDF.

06 — Pricing